• 15Sep

    Are you shopping for a car insurance? The premium that you will pay for will depend on your driving history, kind of car, and the company from which you buy your car insurance from. Here are some ways of how you can save some money when buying a car insurance:

    Shop around

    Get a good number of quotes from different car insurance companies. You can get this from the internet or by calling the consumer line of the company. You may also want to check how the premiums will be like from an insurance company that sells thru their agents or sell directly to clients. You also want an insurance company which is ready to hear your concerns and answer your questions.

    Before getting a car, compare insurance expenses

    Partly, your car insurance cost will depend on the tag price of your vehicle, its safety features, and anti-theft system. The lower the risk, the lower your insurance payments will be.

    Go for higher deductible

    Ask if you can pay a higher deductible, this is the money you take out of your pocket before your policy takes effects. You can decrease your cost substantially if you are willing to put a few hundreds more to your deductible, you can lower your premium by a good percentage.

    Discounts for low mileage

    if you have a low mileage average annually, check if you can get some discount from the insurance company. Auto insurance companies offer discounts for low mileage motorists or for car owners who do carpool when going to work.

  • 16Jan

    Good statistics and teenage drivers do not go very well as of today. Sixteen year-old drivers are involved in accidents six times more frequent than those who are between 30 and 59. When talking about car insurance, this translates to very high premiums if you belong to the age group. That is just the reality when it comes to car insurance: the higher your risk, the higher you have to shoulder for the premiums.

    Although the picture may seem very dim, the good news is that there are still car insurance companies that see the bright light. There are still auto insurance firms ready to give some good discounts for teenagers.

    Here are some suggestions on how you can keep those car insurance premiums low:

    Help the young driver be familiar with driving laws

    The best way to keep the premiums low will be to keep the driving records of teenagers clean. Equip them with the knowledge. Teach them about the road signs and the driving laws of your state or your country.  Insist that they follow them.

    Be a good example

    Do what you want your kids to do on the road. That means no tailgating, no beating the red light, and you following the road signs yourself. Keep a watch of how you behave on the road so you can be a good lead for your teenage drivers.

    Read more »

  • 10Jun

    About 6 million accidents happen on the road every year. Looking at the math, there is a big probability that in your lifetime, you will be involved in a road mishap. It comes with it the necessity to have a good insurance company and make an auto insurance claim.

    Before an accident

    Choosing the right auto insurance is of utmost importance. You basically need to find out three things:

  • 16Mar

    garageYearly policies can also help you save money with your car insurance.

    For one thing, it can significantly extend the savings you get. You see, your insurance rate cannot be changed for a full year. With a six month policy, that is not the case.

    Comprehensive storage can help save you money as well. Storing your car keeps it safer. If you have to store your car for an extended period of time, you can also save.

  • 14Mar

    theftWe all want to save money where we can. So we use coupons, gift cards, gift certificates. Buy one, get one free; buy one, get one half off.

    Unfortunately, those kinds of deals are not typically available with car insurance. However, there are still lots of ways to save.

    See the boot in this picture here? That can save you money. Anti theft devices on vehicles can be good for a discount on your car insurance premiums. In fact, certain states offer even more discounts, such as for theft protections like window sketching.

    Multiple car discounts are also a way to save. In other words, sometimes you can pay less by insuring two cars instead of just one.

    It doesn’t hurt to ask.

  • 27Feb

    money-savingOne surefire way to make sure that you save some cash on your car insurance is by combining policies together.  To be perfectly honest, whenever you combine your policies together, such as home insurance and auto insurance, you definitely have the insurance company right where you want them.  Truth be told, insurance companies love when the policies are bundled together, as they get more cash.

    You also want to make sure that you talk to your current insurance provider, as they can definitely make sure that you get all of the discounts that you are eligible for.  For example, you can get a discount for booking online, a discount for your age and of course a discount for what kind of car you drive.

    These are all reasonable things that you can ask your insurance provider.  Saving money on car insurance can be easy, you just have to know how to do it!

  • 26Feb

    piggybankCar insurance and saving money on car insurance can be difficult, however, there are a number of things that can actually help you save money on car insurance that you might not be aware of.  In this blog, I am all about saving you guys money and that is what we are going to talk about – how to save you some cash on your car insurance premium!

    One thing that you need to keep in mind is how old your car is.  If you car is very old – about 7 or 8 years old and worth less than $2,500, stop the collision insurance.  That honestly will cut your car insurance premium down immensely, which will save you a heck of a lot of money.

    In the next blog, we will talk about bundling your car insurance premium together with another insurance policy.

  • 27Jan

    insurance-5What’s one reason to stay in school? Well, in this economy, a very good reason is because, if you have more education, you will pay less on car insurance. The higher, the lower.

    And do you know that you might be paying more because of your job? Statistically speaking, some occupations are riskier than others. For instance, an insurance agent who sits behind a desk the whole day will typically pay less than someone who delivers newspapers or flowers out of their personal vehicle.

    Fun fact: married people pay less for car insurance. (Is it worth it, though? Let me rephrase that, in case my fiance is reading: that is totally worth it!)

    If you have devices on your vehicle to protect it from theft, you can pay less.

    If you have moving violations, you are going to be paying out the butt for a long time.

  • 25Jan

    insurance-4I know something you don’t know! I know something you don’t know! Well, okay, I’m sure a lot of you do know many of the things I am about to tell you, but some of you may not — and that’s okay, that is what we are here for.

    I’m here to tell you some of the facts you might know about the things that affect your car insurance premiums. I have been writing for this blog for a while and even I didn’t know some of these, so I thought I’d share the wealth — figuratively and literally speaking, because a lot of these could save you money.

    You can thank me later. And if you would like to offer your thanks by sharing some of the virtual wealth, just leave a comment for my address and/or Paypal information!

    Just kidding!

    …unless someone wants to take me up on it.

    I’ll … just continue on to the next post now.

  • 15Nov

    basics-1So, Car Insurance 101. What is the fundamental thing every driver wants? Safety, sure; they want to be safe when they drive and they want to make sure that any eventuality is covered. That is perfectly natural. Even if you yourself are the safest driver in the world, there are still the other drivers to worry about, right?

    But, in these times especially, drivers want affordable car insurance. They want less expensive premiums, they want better rates, they want to be safe and covered and protected without having to pay an arm and a leg.

    But is that just a pipe dream? Some may well say so, and in some cases it might be true — but there are some tips, factors, and pieces of advice which can make car insurance much more affordable.